Critical Illness Cover
This pays out a lump sum to you if you are diagnosed as having on of the specified critical illnesses or medical conditions, to provide funds for living costs and ongoing specialist treatment.
It can be built into another life insurance policy on a level term, decreasing term (mortgage protection) or whole of life basis, or as a stand alone policy.
Employers can purchase group critical illness cover for your employees. Cover will cease on leaving the company or retirement.