I will often advise clients that Banks and Building Societies are for banking your money and nothing more. Their other services such as financial advice fail to offer value for money with extortionate commissions taken by advisers offering often the banks own products which are generally poor performers. They offer no ongoing service to these [...]

[Read more →]

While I am in blogging mood, I thought I would update you on my views on interest rates. Over the last 12 months I have indicated that I felt interest rates would remain stable with possibly 1 or 2 rate rises before Spring 2012. I now honestly believe in light of the current climate, interest [...]

[Read more →]

I have indicated to many clients this year that I expected little or no growth. Most recently, the markets have declined, and sharply so this morning due to the ongoing concerns with the debt crisis in Europe. Italy is now stealing the headlines with previous countries including Greece, Ireland, Portugal and Spain having made names [...]

[Read more →]