Following the recent budget the government announced further changes to pensions legislation following pension simplification, which as many of you are well aware did anything but simply pensions. Here is a brief summary of the changes: The Government published the Finance Bill 2011 on 9th December 2010. It gives a lot more detail of the [...]

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2010 has not let us down from the perspective of continued news and volatility. My predictions for the year proved bang on in the sense of continued low interest rates, volatility and a continued steady recovery. Despite many experts recommending we move client ‘s monies out of bonds into cash, with higher interest rates predicted [...]

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Clients with larger estates may not be aware of all the tools to address the Inheritance Tax issue. While typical tools such as discounted gift trusts, life insurance and simply spending and gifting the estate remain valid options, for substantial estates there is another solution that may be a good idea. I asked a specialist [...]

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